As a lover of data I often find it useful to organize the information into easy to compare categories. By comparing historical and typical 30-year fixed mortgage rates across three common loan types we can learn a lot!

Let’s face it, buying a home is a big decision, and when you hear the words "probate sale,"  it can sound a little intimidating. But if...

Is a 20% Down Payment Really Necessary? Let’s talk about your options! One of the most common concerns I hear from clients—especially first-time buyers—is the belief that you need a 20% down payment to buy a home. And I get it! That number can feel overwhelming. But here's the good news: you probably don’t need to put that much down, and many buyers are purchasing homes with much less.

One of the most significant advantages of buying a residential income property is the ability to live in one unit while renting out the other(s). This owner-occupier strategy can dramatically increase your purchasing power. Lenders factor in the rental income when you apply for a mortgage, therefore you may qualify for a larger one, meaning you can afford a better neighborhood or a more spacious home.